Webtransfer
Peer-to-peer micro-lending platform & Telegram Mini App on the TON blockchain
Web platform & Telegram Mini App for peer-to-peer lending in TON and USDT — no banks, no intermediaries. Users fund or borrow loans directly, bid in a real-time WebSocket auction for the best rate, resell active loans as tradeable certificates, and earn through a five-level referral program.
The Challenge
Engineer a unified cross-platform financial architecture accessible seamlessly in standard web browsers and inside Telegram with TON Connect integration and a 5-tier affiliate reward system.
Engineering Constraints
Telegram WebApp runtime constraints, sub-second bid synchronization on loan auctions, and cryptographic debt certificate transferability.
Developed an unified client-server architecture with WebSocket bidding engines, TON blockchain contract listeners, and localization across 12 global languages.
Telegram Mini App & Web
Single responsive Next.js frontend with dual Telegram initData and TON Connect authentication.
Live Rate Auction Engine
Real-time WebSocket bidding service coordinating dynamic borrower-lender matchmaking.
Secondary Debt Market
Tokenized certificate infrastructure allowing lenders to liquidate active loans before maturity.
Let us engineer a similar system for your business
We will select an optimal architecture, align technical requirements, and deliver production-grade results.